Name: Francine Dick
Occupation: Financial Planner
Age: Not quite Golden Girl territory
Lifestyle: Compulsive Volunteer


Andrea Wrap Dress – Mustard Floral by Toronto-based Palette by Laura-Jean


What’s a typical day like for you?


I always begin with 15 to 30 minutes of meditation, and then try to do some writing or catching up with e-mails before exercising. There are client appointments, putting together plans or researching investments for clients, and of course, endless administrative duties!


I do also take time for my own interests, whether it’s doing volunteer work, going to the theatre or attending a networking event.


Marjorie Tunic – Merlot by Toronto-based Palette by Laura-Jean; Ankle Length Work Pants – Khaki by Canada-based Brenda Beddome


What in your life is really important to you?

The most important thing is how we behave in this world, and our moral character. Helping others and giving back is paramount, as we have so much. And of course, my children top the list.


Rachel Cardigan – White from Toronto-based Palette by Laura-Jean; Pina Cami – Navy from Montreal-based Cherry BobinGwyneth Cropped Pants – Hex by Montreal-based I Love Tyler Madison


What would you like to be remembered for?


That I cared deeply, loved fully and had a great sense of humour.


Gabriella Denim Jacket – White from Canada-based Lola JeansPina Cami – Flowers on Denim by Montreal-based Cherry Bobin; Dakota Bermuda Shorts – Navy from Montreal-based I Love Tyler Madison


You’re a pretty active lady, by the sounds of it! What’s your secret to balancing work and play?


Remembering what is important in life. My business is important, but it has never been first in my life. I’ve always taken time to volunteer and enjoy what life has to offer. Even while raising three kids on my own, I managed to lead a balanced life, and I take great pride in that.


Betty Cowl Top – Bamboo – Taupe by Toronto-based Palette by Laura-Jean Laura Skirt – Mushrooms by Toronto-based Palette by Laura-Jean


What role does fashion play in your life? What sort of outfits do you opt for?


I love comfort and colour. When meeting clients, I have to look professional but not intimidating. I definitely like a business-casual look. I prefer the comfort of pants and will often opt for solid pants and a t-shirt with a vibrant jacket.


Andrea Wrap Dress – Mustard Floral by Toronto-based Palette by Laura-Jean


What do you love about shopping at Fresh Collective?


The clothes are made for real women who work. They are comfortable, flattering, well made and well-priced. There’s always new things coming in to discover. And pockets!


Marjorie Tunic – Merlot by Toronto-based Palette by Laura-JeanAnkle Length Work Pants – Khaki by Canada-based Brenda Beddome


What do you have that you want to promote?

I raised three kids on my own, so I understand what it’s like to go through difficult financial struggles. With rent or a mortgage, daycare, and being an entrepreneur, it can be challenging to stay on top of finances.


I work with people to find solutions through planning, saving and insurance. I offer a complimentary discovery call so people can have a chat with me and see if we’d be a good fit to work together.


Gabriella Denim Jacket – White from Canada-based Lola JeansPina Cami – Flowers on Denim by Montreal-based Cherry Bobin; Dakota Bermuda Shorts – Navy from Montreal-based I Love Tyler Madison

Why is hiring a financial advisor such a worthy investment? How can those of us with modest financial goals and incomes benefit?


A financial advisor can ensure you’re on the right track to meet your goals. They’ll get you on track with pertinent questions such as whether or not you have a will, whether you understand your group benefits at work, whether you’re preparing for retirement, and so on.


Betty Cowl Top – Bamboo – Taupe by Toronto-based Palette by Laura-Jean Laura Skirt – Mushrooms by Toronto-based Palette by Laura-Jean


What are some of the biggest misconceptions we have about financial planning?

That it’s too expensive or that we need to have a lot of money for financial planning.


Rachel Cardigan – White from Toronto-based Palette by Laura-JeanPina Cami – Navy from Montreal-based Cherry BobinGwyneth Cropped Pants – Hex by Montreal-based I Love Tyler Madison


Is there anything else we should know about you?

I was awarded the Queen Elizabeth Diamond Jubilee Medal in 2012 for my community service. And I have two cats.


Where can people find you on social media?


You can connect with me on Facebook, LinkedIn, and on my website!


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About freshcollective

Fresh Collective has carved out its niche in Toronto’s fashion scene for the shopper who loves something a little different! We specialize in local designers, and our products are unique, or few of a kind. Our store is beautifully curated, offering our customers an amazing selection of fabulous clothing and accessories.

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